A.P.R.
This calculator is designed for your use in calculating A.P.R. as defined by the Federal Truth In Lending Act. Some Lenders may omit some categories which will distort the calculations. To prevent this, always ask for a "Good Faith Estimate of Closing Charges." The most common categories of charges are in the calculator for your use.
Loan Type: Fixed-Rate Adjustable-Rate
Loan Amount $
Interest Rate    %
Loan Term    Years
Please enter the following information if the program is an adjustable rate loan:
Index Rate    %
Margin    %
Maximum Periodic Rate Increase    %
Maximum Lifetime Rate Increase    %
Initial Interest Rate Changes After    Months
Rate Can Change Every    Months

Please enter the following information about closing costs: (Please specify the Total or break downs. If you leave the Total blank, the program will calculate the sum of the individual items.)
Points To Lender    %
Loan Origination Fee To Lender $
Points To Broker    %
Loan Origination Fee To Broker $
Yearly Private Mortgage Insurance $
Lender's Inspection Fee $
Tax Service Contract $
Underwriting Review Fee $
Application Fee $
Broker Processing Fee $
Other(Excluding Appraisal, Title, Escrow/Attorney) $
Total $